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The difference between term and whole life insurance

The Difference Between Term and Whole Life Insurance.
The difference between term and whole life insurance is one of time.
Term Life Insurance is what we call “IF” life insurance, Whole Life Insurance is what we call “When” Life Insurance. Meaning that Whole Life pays into your 80’s or beyond when you would pass away as opposed to term life insurance which pays if you die prior to your statistical mortality when you are younger.
So the difference between term and whole life is that term will pay in the unlikely event that “if” you die within the 20 or 30 year term of coverage you take out assuming that you took the term out in your 20’s 30’s or 40’s.
Whole life will pay “when” you are more likely to die in your 70’s or 80’s
This is why there is a big difference in cost between term and whole life insurance, whole life will statistically pay and it is unlikely that the term life insurance will ever pay.

 

Apply for term life insurance here we recommend quick life, they have great rates, fast turn around and very accurate quotes, or just head on over to http://quicklifecenter.com/termratequote/

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categories Term life insurance, Uncategorized, whole life insurance | May 27, 2009

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